Ukraine’s agricultural sector is one of the most important in the world, yet small and medium-sized farmers remain significantly underserved. Despite their critical role in food production and rural economies, many lack access to affordable financing, formal markets, and modern tools.

This gap is driven by a combination of factors: limited collateral, low levels of formalization, and high transaction costs for traditional lenders. As a result, farmers often rely on informal or expensive sources of funding, constraining productivity and long-term growth.

At the same time, Ukraine’s recovery and global food security depend on unlocking the full potential of its agricultural sector. Bridging this financing gap is essential to building a more resilient, transparent, and sustainable system.

Agri Vision was created to address this challenge—by connecting capital with farmers through scalable, market-based solutions that strengthen value chains and enable inclusive growth.

Key facts

• Ukraine’s agricultural financing gap is estimated at circa. USD 19 billion.

• Agriculture contributes circa. 10% of GDP and 40% of exports.

• A large share of small farmers operate partially or fully informally, limiting access to credit.

• Up to 22% of agricultural land is understood to be used informally.